/* Use the same photographic hero and CTA components as Contact and FAQs. */
.insurance-payment-page { background: var(--paper); }
.payment-hero .contact-hero-bg { object-position: center 48%; }
.payment-jump-links { border-bottom: 1px solid var(--coastal-border); background: var(--paper); }
.payment-jump-links .wrap { display: flex; flex-wrap: wrap; gap: 8px 36px; padding-block: 16px; }
.payment-jump-links a { display: inline-flex; min-height: 44px; align-items: center; color: var(--blue); text-decoration: none; font-size: .95rem; font-weight: 500; }
.payment-jump-links a:is(:hover, :focus-visible) { text-decoration: underline; text-underline-offset: 5px; }
.payment-insurance, .payment-options, .payment-checklist { padding: 92px 0; }
.payment-content-grid { display: grid; grid-template-columns: 1.1fr 1fr; gap: 90px; align-items: center; }
.payment-section-copy h2, .payment-checklist h2 { font: 600 clamp(2.1rem, 3.5vw, 3.1rem)/1.1 "DM Sans", Arial, sans-serif; letter-spacing: -.045em; }
.payment-section-copy > p:not(.eyebrow) { max-width: 540px; margin-top: 22px; color: var(--coastal-muted); }
.payment-providers, .payment-options-card, .payment-checklist-grid > li {
  border: 1px solid var(--coastal-border);
  border-radius: 22px;
  background: #fff;
  box-shadow: 0 14px 36px rgba(38,61,82,.055);
  transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease, background-color .25s ease;
}
.payment-providers { padding: 34px; }
.payment-providers ul { display: grid; grid-template-columns: 1fr 1fr; list-style: none; margin: 0; padding: 0; }
.payment-providers li { display: grid; min-height: 155px; align-content: center; justify-items: center; gap: 18px; padding: 16px; }
.payment-providers li + li { border-left: 1px solid var(--coastal-border); }
.payment-providers img { width: auto; max-width: min(100%, 160px); height: 72px; object-fit: contain; }
.payment-providers li:last-child img { max-width: min(100%, 145px); }
.payment-providers li span { color: var(--coastal-muted); font-size: .9rem; }
.payment-providers > p { margin-top: 24px; padding-top: 22px; border-top: 1px solid var(--coastal-border); color: var(--coastal-muted); text-align: center; font-size: .9rem; }
.payment-options { padding: 64px 0; background: var(--cream); }
.payment-options .payment-section-copy > p:not(.eyebrow) { margin-top: 18px; }
.payment-options-card { position: relative; isolation: isolate; display: flex; flex-direction: column; justify-content: flex-end; min-height: 460px; padding: 32px; overflow: hidden; background: var(--blue); color: #fff; }
.payment-options-photo { position: absolute; inset: 0; z-index: 0; width: 100%; height: 100%; object-fit: cover; object-position: center 38%; pointer-events: none; }
.payment-options-card::before { content: ""; position: absolute; inset: 0; z-index: 1; background: linear-gradient(180deg, rgba(38,61,82,.1) 0%, rgba(38,61,82,.42) 25%, rgba(38,61,82,.88) 65%, rgba(38,61,82,.97) 100%), linear-gradient(90deg, rgba(38,61,82,.36), rgba(38,61,82,0) 85%); pointer-events: none; }
.payment-options-content { position: relative; z-index: 2; }
.payment-card-icon { display: grid; place-items: center; width: 44px; height: 44px; margin-bottom: 16px; border: 1px solid rgba(255,255,255,.55); border-radius: 50%; color: #fff; background: rgba(65,85,118,.38); }
.payment-card-icon svg { width: 24px; height: 24px; }
.payment-options-card .eyebrow { margin-bottom: 12px; color: #fff; }
.payment-options-card h3 { color: #fff; font-size: 1.65rem; line-height: 1.2; letter-spacing: -.025em; }
.payment-options-content > p:not(.eyebrow) { margin: 14px 0 20px; color: rgba(255,255,255,.96); }
.payment-options-card .btn { background: var(--paper); border-color: var(--paper); color: var(--blue); }
.payment-options-card .btn:is(:hover, :focus-visible) { background: var(--coastal-hover); border-color: var(--coastal-hover); color: var(--ink); }
.payment-text-link { display: flex; width: fit-content; max-width: 100%; gap: 12px; min-height: 44px; align-items: center; margin-top: 14px; color: var(--blue); font-size: .95rem; text-underline-offset: 4px; }
.payment-options-card .payment-text-link { margin-top: 10px; color: #fff; }
.payment-options-card :where(a, button):focus-visible { outline-color: #fff; }
.payment-link-arrow { flex-shrink: 0; transition: transform .2s ease; }
.payment-text-link:is(:hover, :focus-visible) .payment-link-arrow { transform: translateX(4px); }
.payment-checklist { background: var(--blue-soft); }
.payment-checklist-heading { max-width: 760px; margin-bottom: 40px; }
.payment-checklist-heading > p:last-child { margin-top: 20px; color: var(--coastal-muted); }
.payment-checklist-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 24px; list-style: none; margin: 0; padding: 0; }
.payment-checklist-grid > li { padding: 30px; }
.payment-checklist-marker { display: flex; align-items: center; justify-content: space-between; gap: 16px; color: var(--blue); }
.payment-checklist-marker > span { display: grid; place-items: center; width: 46px; height: 46px; border: 1px solid var(--coastal-border); border-radius: 50%; background: var(--coastal-tint); color: var(--blue); font-size: .9rem; font-weight: 600; transition: background-color .25s ease, border-color .25s ease; }
.payment-checklist-grid h3 { margin-top: 28px; font-size: 1.45rem; }
.payment-checklist-grid p { margin-top: 12px; color: var(--coastal-muted); }
.payment-providers:focus-within, .payment-options-card:focus-within { border-color: var(--slate-2); box-shadow: 0 18px 34px rgba(38,61,82,.1); }
@media (hover: hover) and (pointer: fine) {
  .payment-providers:hover, .payment-options-card:hover, .payment-checklist-grid > li:hover { border-color: var(--slate-2); box-shadow: 0 18px 34px rgba(38,61,82,.1); }
  .payment-checklist-grid > li:hover .payment-checklist-marker > span { background: var(--coastal-hover); border-color: var(--slate-2); }
}
@media (hover: hover) and (pointer: fine) and (prefers-reduced-motion: no-preference) {
  .payment-providers:hover, .payment-options-card:hover, .payment-checklist-grid > li:hover { transform: translateY(-6px); }
}
.insurance-payment-page .cta { padding: 0; background: var(--paper); }
.insurance-payment-page .cta-panel { color: #fff; }
.insurance-payment-page .payment-cta .cta-panel { background-position: center, right center; }
.insurance-payment-page .cta-content h2 { font-family: "DM Sans", Arial, sans-serif; font-weight: 600; line-height: 1.08; letter-spacing: -.045em; }
.insurance-payment-page .cta-actions { display: flex; flex-wrap: wrap; gap: 12px; }
.insurance-payment-page .cta .btn-outline { border-color: rgba(255,255,255,.76); color: #fff; }
.insurance-payment-page .cta .btn-outline:is(:hover, :focus-visible) { color: var(--ink); }
@media (max-width: 900px) {
  .payment-content-grid { grid-template-columns: 1fr; gap: 36px; }
  .insurance-payment-page .payment-cta .cta-panel { background-position: center, right top; }
}
@media (max-width: 620px) {
  .payment-hero .contact-hero-bg { object-position: 60% center; }
  .payment-jump-links .wrap { gap: 0 24px; padding-block: 12px; }
  .payment-jump-links a { font-size: .9rem; }
  .payment-insurance, .payment-options, .payment-checklist { padding: 64px 0; }
  .payment-options { padding: 48px 0; }
  .payment-providers { padding: 20px; }
  .payment-providers li { padding: 10px; min-height: 130px; }
  .payment-providers img { height: 62px; }
  .payment-options-card { min-height: 460px; padding: 26px; }
  .payment-options-card .btn { width: 100%; padding-inline: 10px; }
  .payment-checklist-grid { grid-template-columns: 1fr; gap: 18px; }
  .payment-checklist-grid > li { padding: 26px; }
  .payment-checklist-grid h3 { margin-top: 24px; }
}
@media (prefers-reduced-motion: reduce) {
  .payment-providers, .payment-options-card, .payment-checklist-grid > li,
  .payment-checklist-marker > span, .payment-link-arrow { transition: none; }
  .payment-text-link:is(:hover, :focus-visible) .payment-link-arrow { transform: none; }
}